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What people think about United Bank of Iowa?
Last week I needed $700 to cover car repair bills. I decided to apply via United Bank of Iowa. They only approved me for $600 but the process itself was hassle-free, and their rates were attractive.
Mr. Dale McLaughlin DVM
I am a loyal customer of United Bank of Iowa. It is very easy to apply via the net. The APR was favorable. Their managers always reply in a timely manner.
Miss Jazmyne Wiegand IV
I always use United Bank of Iowa when it need a loan. The application process is easy. No issues.
Hannah Sipes
Recently I had the most difficult situation in my life. I urgently needed $900 to deal with utility bills. This lender assisted me the day I applied. They were the only company that approved me for the required amount. I dealt with all my troubles. I will surely recommend this website to my family. Best service ever.
Lucinda Corkery V
I took out for a $1,000 loan when I needed money after dismissal from work. There simply was no other solution. I found this website on the Internet. Other lender charged VERY HIGH rates. One lender declined me, another approved me for a smaller amount but here it got as much as I wanted.
Germaine Cronin V
Pay Attention
The previous three items describe a certain lender. But below you can read common details about payday loans.
Payday Loans in Carroll, Ohio
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
It is simple and fast to get accepted for payday loans in Carroll, Ohio. The interest rate will be set specifically for each applicant and will depend on the personal information the consumer provided.
28%
$1,000
91 days
1 year
Advantages of United Bank of Iowa that offers payday loans in Carroll, Ohio
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people apply for cash advances?
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit score. Payday loan approvals depend very much on other aspects. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a loan, you can use an online calculator. It will show the real APR of your payday loan.
Other Payday Lenders in Carroll, Iowa
U.S. Bank ATM - Sioux City Morningside
4608 Morningside Ave, Sioux City, IA 51106, USA
+1 (800) 872-2657
usbank.com
U.S. Bank-Erikka Ter Louw-Mortgage Loan Officer
801 Broadway St, Pella, IA 50219, USA
+1 (641) 651-3221
mortgage.usbank.com
