Great Southern Bank Payday Loans Review - Bettendorf, Iowa

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4.3 6 reviews

Organization owner?

2102 Spruce Hills Dr, Bettendorf, IA 52722, USA

+1 (563) 344-8960

locations.greatsouthernbank.com

Friday

8:30AM–5:30PM

Saturday

9AM–12PM

Sunday
(Easter)

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Domain Info

Feedback about Great Southern Bank?

Here you see the feedback of our clients.

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Above there are details about a definite lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Bettendorf, Iowa

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Such financial products as payday loan in Bettendorf, Iowa is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates you will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Great Southern Bank help issue a loan in Bettendorf, Iowa?

24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

30%

Healthcare Bills

34%

Traveling

26%

Car Repair

Clothes

13%

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Bettendorf, ia will assess other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the loan.

Let's see