Vibrant Credit Union Payday Loans Review - Bettendorf, Iowa

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2.6 12 reviews

3230 Ridge Pointe, Bettendorf, IA 52722, USA
+1 (800) 323-5109
vibrantcreditunion.org
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Testimonials

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Here you read the feedback of our customers.
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Further there will be presented the details about not a definite lending company. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in Bettendorf, Iowa

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Bettendorf, Iowa are taken out problem-free. The interest percentage is dependent on the customer's personal information: if you repay more payday loans, the more favorable terms and rates lenders guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Vibrant Credit Union help take out a payday loan in Bettendorf, Iowa?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Bettendorf, ia review this circumstance not an obstacle to take out a loan. The borrower of a cash advance should be ready to objectively assess financial capabilities, issue a loan, repay the debt on schedule and not only cope with current problems, but improve the credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should define its real cost. This calculator will show the APR of the loan.

Let's see

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Bankers Trust

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Great Western Bank

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MBT Bank (Downtown Clear Lake)

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S.A.M. Check Cashing Machine

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FreedomBank

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Edward Jones - Financial Advisor: Sara J Carlsson, CFP®

202 1st St SE Ste 101, Mason City, IA 50401, USA

+1 (641) 423-2093

www.edwardjones.com