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What people think about First Whitney Bank & Trust?
I had problems with paying my bank loan and was not sure I would get appoved for a loan with First Whitney Bank & Trust . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $800 online. Fortunately I got an approval!!! They literally saved my life.
Katarina Nicolas
They approve applicants immediately and transfer funds the next day. But beware – they charge high penalties for missed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!
Mr. Jermey Thompson DDS
Used First Whitney Bank & Trust for the third time. The company is credible. They always keep you updated on your loan. No cheating. You can always extend your loan. They are always there when I need extra cash.
Loren Carter
Important
The previous three items describe a precise lending service. But below you can read general data about payday loans.
Payday Loans in Atlantic, Pennsylvania
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
It is hassle-free and speedy to get accepted for payday loans in Atlantic, Pennsylvania. The APR will be set specifically for each client and will depend on the personal data the person entered.
6% APR small loan cap
Advantages of First Whitney Bank & Trust that offers payday loans in Atlantic, Pennsylvania
- 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
- High approval chances. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Why people take out cash advances?
Payday loans for bad credit
Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a bad credit history an increased opportunity to get accepted for payday loans. A payday loan may be the only financial product available for some clients to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your needs and pay off your loan commitments in good time.
To get approved for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the precise cost of the loan immediately.
Other Payday Lenders in Atlantic, Iowa
First Whitney Bank & Trust
700 Chestnut St, Atlantic, IA 50022, USA
+1 (712) 243-4183
www.firstwhitneybank.com
Central Bank ATM
1009 Richland Dr, Storm Lake, IA 50588, USA
+1 (800) 383-8000
www.centralbankonline.com
DeAnne Krull - Financial Advisor
120 W Water St, Decorah, IA 52101, USA
+1 (563) 387-3640
www.bankofthewest.com
