Veridian Credit Union Payday Loans Review - Ankeny, Iowa

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4.3 32 reviews

1201 S Ankeny Blvd, Ankeny, IA 50023, USA
+1 (800) 235-3228
www.veridiancu.org
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Testimonials

What people think about Veridian Credit Union?

Below you read some of the reviews of our clients.
Note

Pay Attention

The previous three items describe a precise lending service. But below you can read common details about payday loans.

Payday Loans in Ankeny, Iowa

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Ankeny, Iowa. The entire process is straightforward. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Veridian Credit Union that offers payday loans in Ankeny, Iowa

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval rates. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people apply for cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a bad credit score an increased chance to get approved for payday loans. A payday loan may be the only loan available for some individuals to help them out of fix. If you take out such a loan, it is critical that you always borrow within your opportunities and pay back your loan commitments without delays.

To get approved for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes 20 seconds to become informative even before applying.

Let's see

Other Payday Lenders in Ankeny, Iowa

U.S. Bank Branch

323 E Reed St, Red Oak, IA 51566, USA

+1 (712) 623-4828

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U.S. Bank Branch

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Iowa Heartland Credit Union

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+1 (641) 424-5391

iowaheartland.org

United Bank & Trust Courthouse Branch

29 S Center St, Marshalltown, IA 50158, USA

+1 (641) 752-7005

www.ubtna.com

U.S. Bank ATM

3120 Middle Rd, Bettendorf, IA 52722, USA

+1 (800) 872-2657

usbank.com

American Bank

234 5th Ave SW, Le Mars, IA 51031, USA

+1 (712) 546-2345

www.am-bank.com

Security State Bank

339 Factory Outlet Dr, Story City, IA 50248, USA

+1 (515) 733-5311

Homeowners Financial Group

121 S Story St, Rock Rapids, IA 51246, USA

+1 (712) 472-3015

www.homeownersfg.com

Bank of the West

7465 Ashworth Rd, West Des Moines, IA 50266, USA

+1 (515) 440-7440

www.bankofthewest.com