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What people think about Greater Iowa Credit Union?
Was invited to a birthday party but was broke at that time. A friend recommended me to address Greater Iowa Credit Union. And I did. This was the best decision! Yes, the interest rate was high but I suppose it’s because I had low credit. In general, The process was very easy.
Randal Casper
I took out for a $1,000 cash advance when I needed money after dismissal from work. There simply was no other solution. I found this site on the Internet. Other lender charged unbelievable rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I needed.
Miss Virginia Heidenreich
Greater Iowa Credit Union seems reliable. Applied twice. The first payday loan approved was small – $400, but next time the limit was increased to $700. Repaid the loan as agreed. The managers were professional, they gave clear answers to all my questions. No complaints. But their interest rates are average.
Ms. Billie Moore
It decided to fix my credit because I had no chances of getting accepted for a agriculture loan. So I applied for a cash advance via Greater Iowa Credit Union. Took out 3 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very satisfied.
Newell Legros
Greater Iowa Credit Union seems reliable. At least they charge no hidden fees. This was the only company that approved me for a payday loan.
Lloyd Weber MD
Greater Iowa Credit Union seems reliable. At least they charge no hidden fees. This was the only lender that accepted me for a cash advance.
Winifred Cronin
Pay Attention
The above-given information provides the details about a specific lending service. The information below is about common information about payday loans.
Payday Loans in Ames, Iowa
A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Cash advance loans may seem like an easy and speedy solution to a short-term problem in Ames, Iowa. Loans from payday lenders can get you cash within a few hours. Your APR will depend on a few factors.
337% *
$500
Not Specified
31 days
Advantages of Greater Iowa Credit Union that offers payday loans in Ames, Iowa
- Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
Bad credit history can typically be an obstacle to obtaining a bank loan. A payday loan can save people who have low credit scores or have no credit score. But we remind you that as with any loan you should only consider applying for a payday loan if you are convinced that you can afford payments on time.
To get approved for a cash advance, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the payday loan immediately.
Other Payday Lenders in Ames, Iowa
Iowa Trust & Savings Bank
2101 10th St, Emmetsburg, IA 50536, USA
+1 (712) 852-3451
www.iowatrustbank.com
Community Choice Credit Union
1351 NW 114th St, Clive, IA 50325, USA
+1 (515) 334-8100
www.comchoicecu.org
Edward Jones - Financial Advisor: John C Hill, AAMS®
1375 7th Ave Ste B, Marion, IA 52302, USA
+1 (319) 377-7137
www.edwardjones.com
Edward Jones - Financial Advisor: Sara J Carlsson, CFP®
202 1st St SE Ste 101, Mason City, IA 50401, USA
+1 (641) 423-2093
www.edwardjones.com
U.S. Bank ATM - Cedar Heights
3228 Cedar Heights Dr, Cedar Falls, IA 50613, USA
+1 (800) 872-2657
usbank.com
West Bank - Drive-Up Only
3255 99th St, Urbandale, IA 50322, USA
+1 (515) 222-2302
www.westbankstrong.com
EZ Money Check Cashing
3606 N Brady St, Davenport, IA 52806, USA
+1 (563) 445-1075
davenport-ia.getezmoney.com