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What people think about Peoples State Bank Office of South Ottumwa Savings Bank?
Thanks!! The money were sent to my bank account as promised – within 2 hours. I repaid the debt before the due date and had no issues. The process is easy and transparent. Be a responsible borrower and you will have no issues.
Josianne Huel III
I needed $800 to buy a bike. The only solution was to apply for a cash advance. Found a lot of lenders on the Internet. Peoples State Bank Office of South Ottumwa Savings Bank seemed the most credible lender in Albia.
Misael O'Conner
Recently I urgently needed $1000 to pay for a bike repair. I filled out an application form via the website of Peoples State Bank Office of South Ottumwa Savings Bank. I entered the basic personal detailed. No phone calls. The necessary loan was approved within a few minutes. The money was transferred to my bank account the same day. Awesome company!
Anais Rice PhD
Important
The previous three items charactirize a certain lending service. But below you can read general information about payday loans.
Payday Loans in Albia, Iowa
Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.
Payday loans in Albia, Iowa is are easy to access. The interest rate is specific for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
337% *
$500
Not Specified
31 days
Advantages of Peoples State Bank Office of South Ottumwa Savings Bank that offers payday loans in Albia, Iowa
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to complete the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then click “Submit” and wait for approval.
Why people take out cash advances?
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to people with a bad credit score. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.
To get approved for a payday loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your loan.
Other Payday Lenders in Albia, Iowa
Advance America
1801 E Kimberly Rd Ste. 3, Davenport, IA 52807, USA
+1 (563) 359-5525
www.advanceamerica.net
Colton Wicker - Ameriprise Financial Services, LLC
110 S 6th St, Sac City, IA 50583, USA
+1 (712) 662-4338
www.ameripriseadvisors.com
U.S. Bank Branch
204 E Washington St, Iowa City, IA 52240, USA
+1 (319) 356-9000
locations.usbank.com
