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What people think about Community 1st Credit Union?
Many employees know us by name and treat us as one of their family.
Angelina Metz
They always go the Extra mile to meet my needs.......
Annabelle Paucek
Banked here for years and will continue banking here many more!
Betsy Robel Sr.
Pay Attention
Above there is information about a precise loan provider. Below you can review common features of payday loans.
Payday Loans in Albia, Iowa
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans in Albia, Iowa is are simple to access. The APR is individual for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
337% *
$500
Not Specified
31 days
Advantages of Community 1st Credit Union that offers payday loans in Albia, Iowa
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people take out payday loans?
Payday loans for bad credit
Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a poor credit score an increased chance to get approved for such loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your budget and pay off your loan commitments on time.
To get approved for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was created to quickly calculate the APR. It’s easy to find out the exact cost of the cash advance loan even before applying.
Other Payday Lenders in Albia, Iowa
Iowa Heartland Credit Union
1602 S Monroe Ave, Mason City, IA 50401, USA
+1 (641) 424-5391
iowaheartland.org
Citizens Community Credit Union
247 E Main St, Belmond, IA 50421, USA
+1 (641) 444-3388
www.citizenscu.com
Principal Financial Group
711 High St, Des Moines, IA 50392, USA
+1 (515) 247-5111
www.principal.com
Northwest Bank & Trust Company
2550 Middle Rd, Bettendorf, IA 52722, USA
+1 (563) 388-2511
www.northwestbank.com