First Merchants Bank Payday Loans Review - West Lafayette, Indiana

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3.8 4 reviews

2329 N Salisbury St, West Lafayette, IN 47906, USA
+1 (765) 423-7162
www.firstmerchants.com
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1996-04-03

Mailing Address

5860 Citrus Blvd, Suite D, #172

Harahan

LA

70123

United States

Company Name

Jewella Privacy - 8a797

Jewella Privacy LLC Privacy ID# 12620229

Contact Data

firstmerchants.com@dnic.jewellaprivacy.com

+1.5043550545

Testimonials

Feedback about First Merchants Bank?

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Note

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in West Lafayette, Ohio

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Hassle-free financial products are considered as payday loans in West Lafayette, oh. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will First Merchants Bank help take out a payday loan in West Lafayette, Ohio?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor considered by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to issue a cash advance. The lending company review many aspects such as financial solvency to approve the request. Cash advance in West Lafayette, Ohio may help improve your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

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FCN Bank

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Fifth Third Bank & ATM

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