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What people think about Lake City Bank?
Freaking out interest rate. Had to repay really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Customer support was disappoiting too. The lady in the office was very disrespectful. Not satisfied. Better seek another service.
Javon Koelpin Jr.
I tried to borrow money from Lake City Bank. They declined me. Why then declare they accept everyone even those with poor credit?? Bad service. Later, got many mails with an offer to apply for a loan. I do not recommend this service.
Tamia Ferry I
So upset!! They approve me for a loan but it’s been 4 days and still no money in my account! Tired of waiting…. Not sure I will ever get my loan.
Ernestina McCullough DVM
Pay Attention
The previous three items describe a precise financial institution. But below you can find general details about payday loans.
Payday Loans in Warsaw, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Payday loans in Warsaw, New York is are easy to access. The APR is individual for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of Lake City Bank that offers payday loans in Warsaw, New York
- 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
- High approval rates. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people take out cash advances?
Payday loans for bad credit
Bad credit history can typically be an obstacle to obtaining a bank loan. A payday loan can save people who have bad credit scores or have no credit score. But we remind you that as with any debt you should only think about applying for a payday loan if you are sure that you can afford payments punctually.
To get approved for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.
Other Payday Lenders in Warsaw, Indiana
First Merchants Bank
60 S Main St, Frankfort, IN 46041, USA
+1 (765) 654-8533
www.firstmerchants.com
Edward Jones - Financial Advisor: Lee Irwin
262 S 1000 E Suite 100, Zionsville, IN 46077, USA
+1 (317) 873-5523
www.edwardjones.com
