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What people think about First Merchants Bank?
First Merchants Bank rescued me in a hopeless time. They approved me for a cash advance although I had credit problems. The process was trouble free and quick. I love their competent client support service and competitive rates. I will surely recommend this website to my family and friends.
Heloise Kessler DDS
I have already used this company 3 times and I was very satisfied with the rates. This is the only day and night website with competitive rates in my town.
Yoshiko Hirthe
I have already contacted this website once and I was very pleased with the rates. This is the only day and night website with competitive rates in my area.
Juwan Schimmel
Recently I had the most unexpected situation in my life. I urgently needed $700 to pay for medical bills. This lender helped me immediately. They were the only institution that accepted me for the necessary amount. I sorted out all my troubles. I will definitely recommend this company to my family. Best service in my life.
Mr. Eduardo Nitzsche DDS
Was invited to a wedding but was empty at that time. A friend recommended me to address First Merchants Bank. And I did. This was the right decision! Yes, the APR was high but I believe it’s because I had poor credit. In general, The process was effortless.
Alisha Weissnat
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Below you can read general information about payday loans and their common aspects.
Payday Loans in Valparaiso, Florida
A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans in Valparaiso, Florida is are easy to get. The interest rate is individual for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
304%*
$500 for single payment and $1,000$ for installment loans
7 days for single payment and 60 days for installment loans
31 days for single payment and 90 days for installment loans
Advantages of First Merchants Bank that offers payday loans in Valparaiso, Florida
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit an application and wait for approval.
Why people take out payday loans?
Payday loans for bad credit
Payday loans are created for people with a credit report that's less than spotless, or who have bad to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Valparaiso, fl accept borrowers with bad credit. You can request a bad credit payday loan online at any time of the day and if accepted could have the money in your account within a few hours.
To get approved for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.
Other Payday Lenders in Valparaiso, Indiana
First Financial Bank
100 E Spring St, New Albany, IN 47150, USA
+1 (812) 948-5500
www.bankatfirst.com
JCB (Jackson County Bank)
3880 W Jonathan Moore Pike, Columbus, IN 47201, USA
+1 (812) 342-3633
www.jcbank.com
JCB (Jackson County Bank)
125 S Chestnut St, Seymour, IN 47274, USA
+1 (812) 522-3607
www.jcbank.com
Industrial Federal Credit Union
413 Washington St, Covington, IN 47932, USA
+1 (765) 771-8000
www.ifcu.com
Fifth Third Bank & ATM
2101 Stanley Rd, Plainfield, IN 46168, USA
+1 (317) 837-1201
locations.53.com
