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What people think about First Merchants Bank?
Great company to work with.
Dawson Marvin
They really treated me like family.
Mr. Guillermo Quitzon I
Her staff was very friendly and helpful.
Ariel Bradtke
The most outstanding mortgage service to date!
Prof. Wilfrid Rath II
When I made my mortgage payment online, I screwed up my bank account info.
Terence Wilkinson
Pay Attention
The previous three items describe a peculiar financial institution. But below you can read general data about payday loans.
Payday Loans in Union City, New Jersey
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Union City, New Jersey is are easy to access. The APR is specific for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
30% usury cap
Advantages of First Merchants Bank that offers payday loans in Union City, New Jersey
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people take out payday loans?
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to people with a bad credit score. Payday loan approvals depend very much on other factors. Payday companies will check your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.
Other Payday Lenders in Union City, Indiana
Principal Financial Group
19113 N County Rd 700 E, Dale, IN 47523, USA
+1 (812) 913-5909
www.principal.com
First Farmers Bank and Trust
825 E Jefferson St, Tipton, IN 46072, USA
+1 (765) 675-7676
www.ffbt.com
Check Into Cash
2476 S Walnut St, Bloomington, IN 47401, USA
+1 (812) 333-1133
local.checkintocash.com
