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What people think about Horizon Bank?
Recently I had the most desperate situation in my life. I urgently needed $1000 to cover utility bills. This lender helped me the day I applied. They were the only lender that accepted me for the necessary amount. I solved all my problems. I will surely recommend this website to my friends. Best service ever.
Alysha Lehner
I had problems with paying off my bank loan and was not sure I would get appoved for a loan with Horizon Bank . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $600 online. Fortunately I got approved!!! They literally saved my life.
Manuela Dicki I
Horizon Bank seems good. Used it twice. The first payday loan approved was small – $400, but next time the limit was increased to $700. Paid off the loan as agreed. The employees were professional, they gave clear answers to all my questions. No problems. But their interest rates are average.
Ms. Laurie Abernathy Jr.
I asked Horizon Bank for financial assistance. Everything was done very quickly. Had the funds in my account the same morning. Employees are very caring. Pleasant experience!
Ms. Eunice Kemmer
I always use Horizon Bank when it need a cash advance. The application process is hassle-fee. No troubles.
Ursula Block PhD
Horizon Bank rescued me in a hopeless time. They approved me for a payday loan although I had credit problems. The process was easy and fast. I wanna say thanks for their professional client support service and affordable rates. I will definitely recommend this loan provider to my relatives and friends.
Micheal Krajcik
Was invited to a gender party but was broke at that time. A friend recommended me to use Horizon Bank. And I did. This was the right decision! Yes, the APR was high but I believe it’s because I had bad credit. In general, The process was hassle free.
Mrs. Nannie Schiller PhD
Pay Attention
The previous three items charactirize a peculiar lending service. But below you can find general information about payday loans.
Payday Loans in Topeka, Indiana
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Online payday loans can be the right solution to your short-term financial troubles in Topeka , Indiana because they are easily obtained and easily repaid. Your interest rate will depend on your state regulations or on the company's policy.
391% APR*
$550
14 days
Not Specified
Advantages of Horizon Bank that offers payday loans in Topeka, Indiana
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people apply for payday loans?
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to people with a poor credit rating. Payday loan approvals depend very much on other factors. They will pay attention to your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a cash advance, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator can be used to quickly calculate the APR. It’s easy to find out the definite cost of the cash advance loan even before applying.
Other Payday Lenders in Topeka, Indiana
Edward Jones - Financial Advisor: Lana G Sullivan
17 Public Square, Salem, IN 47167, USA
+1 (812) 883-4757
www.edwardjones.com
Woodforest National Bank
4040 N Newton St, Jasper, IN 47546, USA
+1 (812) 634-2200
www.woodforest.com
Woodforest National Bank
10735 Pendleton Pike, Indianapolis, IN 46236, USA
+1 (317) 823-4068
www.woodforest.com
Fifth Third Bank & ATM
201 W Washington St, Sullivan, IN 47882, USA
+1 (812) 268-3302
locations.53.com
Evansville Teachers Federal Credit Union: Downtown Evansville Office
728 Locust St, Evansville, IN 47708, USA
+1 (812) 213-3500
www.etfcu.org