1st Source Bank Payday Loans Review - Rochester, Indiana

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4.5 2 reviews

516 Main St, Rochester, IN 46975, USA
+1 (574) 223-4303
www.1stsource.com
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5:30PM
Saturday
8:30AM–12:30PM
Testimonials

What people think about 1st Source Bank?

Below you see some of the testimonials of our customers.
Note

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Rochester, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans are the easiest loans to access in Rochester, New York. The entire process is stress-free. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Advantages of 1st Source Bank that offers payday loans in Rochester, New York

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still be eligible a payday loan. Such loans are created to help meet the needs of consumers with bad credit scores. There are lenders who may be pleased to give you a payday loan even if you have a poor credit score. You will need a steady income to get approved for a bad credit payday loan.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the cash advance loan even before applying.

Let's see

Other Payday Lenders in Rochester, Indiana

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First Financial Bank

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MoneyGram

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STAR Financial Bank

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Edward Jones - Financial Advisor: Justin R Moon

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+1 (260) 486-0020

www.edwardjones.com

Global Atlantic Financial Group

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+1 (812) 933-6600

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Advance America

1701 W McGalliard Rd Unit #1, Muncie, IN 47304, USA

+1 (765) 284-0232

www.advanceamerica.net

Woodforest National Bank

2800 Walmart Dr, Huntington, IN 46750, USA

+1 (260) 355-0591

www.woodforest.com

Peoples Bank

1501 S Lake Park Ave, Hobart, IN 46342, USA

+1 (219) 945-1305

www.ibankpeoples.com