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Feedback about Lake City Bank?
Disappointed! Was declined to take out $1,000. Only $400 was approved.
Ms. Aleen Tillman PhD
I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.
Brielle Ankunding
Not very happy with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to solve, by means of support team.
Miss Hanna Roob
High interest rate. When paying back a debt, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another site.
Rosetta Ortiz
Daily spam! I do not have time to block the numbers, so the next day they call from another number.
Mr. Casimir Marvin II
I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.
Isadore Turcotte
Pay Attention
Lenders are shown in the first three points. Below info offers general information about payday loans.
Payday Loans in Rochester, New York
Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
It is simple and quick to issue loans in Rochester, New York. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.
25% small loan cap
How will Lake City Bank help take out a loan in Rochester, New York?
- Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with personal data. It will take some minutes to process the application. The money are credited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
Then a borrower should submit an application to get a proposal from one of lending companies.
Why people issue payday loans?
Payday loans for bad credit
If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Rochester, New York. The company will assess many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit rating into a favorable one.
The following common points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
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- No way to issue a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans incl. mortgage
APR Calculator
This calculator is meant for calculating the APR. This is a real cost of the loan.
Other Payday Lenders in Rochester, Indiana
Lake City Bank
502 S Huntington St, Syracuse, IN 46567, USA
+1 (574) 457-5791
locations.lakecitybank.com
First Federal Savings Bank
2200 W Franklin St, Evansville, IN 47712, USA
+1 (812) 492-8102
www.firstfedevansville.com
Edward Jones - Financial Advisor: Brian G Depasse
2 W National Ave, Brazil, IN 47834, USA
+1 (812) 442-9338
www.edwardjones.com
Cash Indiana Pawn Shop
387 Melton Rd, Burns Harbor, IN 46304, USA
+1 (219) 787-8311
www.cashindiana.com
Edward Jones - Financial Advisor: Larry A Smith, AAMS®
116 S Jefferson St, Ossian, IN 46777, USA
+1 (260) 622-7952
www.edwardjones.com