Home Building Savings Bank Payday Loans Review - Petersburg, Indiana

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3.7 7 reviews

501 Main St, Petersburg, IN 47567, USA
+1 (812) 354-8713
homebuildingsavingsbank.com
Friday
8:30AM–6PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Testimonials

Feedback about Home Building Savings Bank?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in Petersburg, New York

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Petersburg, New York is taken out easily and fast. The interest percentage is defined depending on the category of the client: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.

APR

25% small loan cap

How will Home Building Savings Bank help take out a payday loan in Petersburg, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to consider the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% deny the request when lenders in Petersburg, ny will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

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1st Source Bank

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MoneyGram

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Woodforest National Bank

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