The Napoleon State Bank Payday Loans Review - Osgood, Indiana

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4.5 6 reviews

Organization owner?

8912 US-421, Osgood, IN 47037, USA

+1 (812) 852-4002

www.napoleonstatebank.com

Monday

8:30AM–4PM

Tuesday

8:30AM–4PM

Wednesday

8:30AM–12PM

Thursday

8:30AM–4PM

Friday

8:30AM–5PM

Saturday

8:30AM–12PM

Sunday

Closed

Domain Info

Feedback about The Napoleon State Bank?

Here you grapple with the feedback of our clients.

Note

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Osgood, Ohio

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Osgood, Ohio is taken out simply and quickly. The interest rate is defined considering the category of the customer: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will The Napoleon State Bank help take out a loan in Osgood, Ohio?

24/7 operation. Such Internet services allow you to get funds at any time. Funds are taken out day and night. The payday loan will be sent to a card, so a personal visit to the office is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by lenders to take out a loan. The lending company review many aspects such as financial capabilities to approve the application. Cash advance in Osgood, Ohio may help improve your credit history.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the APR. This is a definite cost of the payday loan.

Let's see