First Merchants Bank Payday Loans Review - Muncie, Indiana

Your personal information is safe with us
3.5 11 reviews

1628 W McGalliard Rd, Muncie, IN 47304, USA
+1 (765) 747-1552
www.firstmerchants.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

1996-04-03

Mailing Address

5860 Citrus Blvd, Suite D, #172

Harahan

LA

70123

United States

Company Name

Jewella Privacy - 8a797

Jewella Privacy LLC Privacy ID# 12620229

Contact Data

firstmerchants.com@dnic.jewellaprivacy.com

+1.5043550545

Testimonials

What people think about First Merchants Bank?

Below you get acquainted with some of the opinions of our customers.
Note

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Muncie, Indiana

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is easy and fast to get accepted for payday loans in Muncie, Indiana. The APR will be set specifically for each applicant and will depend on the personal data the consumer provided.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

Advantages of First Merchants Bank that offers payday loans in Muncie, Indiana

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to complete the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get approved for a payday loan. Such loans are created to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be happy to offer you a payday loan even if you have a poor credit score. You will need a regular income to be eligible for a bad credit payday loan.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.

Let's see

Other Payday Lenders in Muncie, Indiana

JCB (Jackson County Bank)

125 S Chestnut St, Seymour, IN 47274, USA

+1 (812) 522-3607

www.jcbank.com

Beacon Credit Union

152 US-52, Rushville, IN 46173, USA

+1 (765) 932-1801

www.beaconcu.org

PLS Check Cashing Store

4701 W 38th St B, Indianapolis, IN 46254, USA

+1 (317) 677-1444

pls247.com

PLS Insurance

4701 W 38th St B, Indianapolis, IN 46254, USA

+1 (317) 677-1430

pls247.com

Edward Jones - Financial Advisor: Kenneth A VanHouten

210 E Washington St, Rensselaer, IN 47978, USA

+1 (219) 866-3788

www.edwardjones.com

PNC Bank ATM

101 Grant St W, Lafayette, IN 47906, USA

+1 (888) 762-2265

www.pnc.com

First Merchants Bank ATM

227 N Swain St, Ingalls, IN 46048, USA

+1 (800) 205-3464

www.firstmerchants.com

Title Loans Fort Wayne LLC. by eLoan

203 E Berry St #105, Fort Wayne, IN 46802, USA

+1 (260) 200-3193

Cash America Pawn

944 N Coliseum Blvd, Fort Wayne, IN 46805, USA

+1 (260) 422-5662