First Merchants Bank Payday Loans Review - Monticello, Indiana

Your personal information is safe with us
2.3 4 reviews

116 E Washington St, Monticello, IN 47960, USA
+1 (574) 583-4666
www.firstmerchants.com
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1996-04-03

Mailing Address

5860 Citrus Blvd, Suite D, #172

Harahan

LA

70123

United States

Company Name

Jewella Privacy - 8a797

Jewella Privacy LLC Privacy ID# 12620229

Contact Data

firstmerchants.com@dnic.jewellaprivacy.com

+1.5043550545

Testimonials

Feedback about First Merchants Bank?

Here you grapple with the reviews of our customers.
Note

Pay Attention

Above-defined info offers the details about a exact lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Monticello, New York

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Monticello, New York are taken out easily. The interest percentage is dependent on the customer's person-related data: if you cover obligations for more payday loans, the more efficient terms and rates lenders guarantee.

APR

25% small loan cap

How will First Merchants Bank help issue a loan in Monticello, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to review the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Monticello, ny will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Monticello, Indiana

Advance America

2017 N Michigan St, Plymouth, IN 46563, USA

+1 (574) 936-1701

www.advanceamerica.net

Woodforest National Bank

2400 Morthland Dr, Valparaiso, IN 46383, USA

+1 (219) 548-2100

www.woodforest.com

Partners 1st Federal Credit Union

621 Cherry St, Huntington, IN 46750, USA

+1 (260) 356-4456

www.partners1stcu.org

World Finance

3306 S Western Ave, Marion, IN 46953, USA

+1 (765) 662-1095

www.loansbyworld.com

Hoosier Heartland State Bank

1400 Darlington Ave, Crawfordsville, IN 47933, USA

+1 (765) 364-6666

www.myhhsb.com

Advance America

1045 W 7th St, Auburn, IN 46706, USA

+1 (260) 927-8710

www.advanceamerica.net

Old National Bank

2401 S Madison St, Muncie, IN 47302, USA

+1 (765) 254-2355

www.oldnational.com

TIAA Financial Services

2325 Pointe Pkwy Suite 100, Carmel, IN 46032, USA

+1 (877) 267-4507

locations.tiaa.org

First Financial Bank

102 S Main St, Hymera, IN 47855, USA

+1 (812) 383-4933

first-online.bank