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What people think about Industrial Federal Credit Union?
Ken is a great guy to work with.
Vinnie Rolfson IV
He is very knowledgeable about the products and services that APS has.
Lacey Kohler III
I am very thankful for APS' insights and personal assistance.
Talia Hyatt IV
Always a great experience working with this group.
Tristin Stoltenberg Jr.
Enjoyed the friendliness of Rachael and loved how helpful she was.
Prof. Blanca Christiansen PhD
Jan was awsome as always
Polly Hickle
...Small space but your privacy is protected also convenient while shopping
Royal Jacobi
This was our 3rd or 4th year I think using this company.
Ludwig Rutherford
However, we could people watch while getting our taxes done.
Timmy Zieme
Pay Attention
The previous three items describe a certain lender. But below you can find common information about payday loans.
Payday Loans in Lafayette, New Jersey
A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans may turn out an easy and speedy solution to a short-term problem in Lafayette, New Jersey. Loans from payday lenders can get you funds quickly. Your APR will depend on a few factors.
30% usury cap
Advantages of Industrial Federal Credit Union that offers payday loans in Lafayette, New Jersey
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lending companies.
Why people take out cash advances?
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit rating an increased chance to get accepted for payday loans. A payday loan may be the only financial product available for some clients to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and repay your loan commitments without delays.
To get accepted for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your payday loan.
Other Payday Lenders in Lafayette, Indiana
Check Into Cash
1812 165th St Suite A, Hammond, IN 46320, USA
+1 (219) 844-2667
local.checkintocash.com
Hoosier Hills Credit Union
8487 W College St, French Lick, IN 47432, USA
+1 (812) 936-7800
www.hoosierhills.com
Fifth Third Bank & ATM
500 West Sagamore Pkwy, West Lafayette, IN 47906, USA
+1 (765) 463-7571
locations.53.com
First Farmers Bank and Trust
302 Keller Ave, North Judson, IN 46366, USA
+1 (574) 896-2141
www.ffbt.com