Industrial Federal Credit Union Payday Loans Review - Lafayette, Indiana

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3.6 32 reviews

1115 Sagamore Pkwy S, Lafayette, IN 47905, USA
+1 (765) 771-8000
www.ifcu.com
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
9AM–12PM

Domain Info

Created Date

1996-11-02

Mailing Address

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IN

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United States

Company Name

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Contact Data

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Testimonials

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Above-defined info provides the details about a definite lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Lafayette, New Jersey

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Lafayette, New Jersey is taken out easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more payday loans you pay back off, the more reasonable rates you will get.

APR

30% usury cap

How will Industrial Federal Credit Union help issue a payday loan in Lafayette, New Jersey?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Lafayette, New Jersey. The company will assess many points to qualify such as solvency. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the payday loan. It takes seconds to see the outcome.

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