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What people think about First Merchants Bank?
I needed $200 to buy a dress on a sale. The only solution was to apply for a payday loan. Found a lot of loan providers online. First Merchants Bank seemed the most transparent loan provider in Lafayette.
Prof. Gaetano Littel
Thank you First Merchants Bank for helping me when I needed money so bad to pay for car repair. I have applied through this company 2 times and everything was smooth. This is the most transparent lender with no hidden fees. Highly recommended!!!
Elenora Feest
I have already used this company once and I was very pleased with the rates. This is the only round the clock service with competitive rates in my area.
Mr. Jacey Lowe II
Important
The previous three items describe a peculiar lender. But below you can find general data about payday loans.
Payday Loans in Lafayette, New Jersey
A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to get in Lafayette, New Jersey. The entire process is hassle-free. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal data.
30% usury cap
Advantages of First Merchants Bank that offers payday loans in Lafayette, New Jersey
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to submit the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Payday loans for bad credit
Payday loans are designed for people with a credit report that's less than perfect, or who have little to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Lafayette, nj accept borrowers with poor credit. You can apply for a bad credit payday loan online 24/7 and if approved could have the money in your account within several hours.
To get approved for a payday loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Lafayette, Indiana
Check Into Cash
1980 N Main St Suite A, Bluffton, IN 46714, USA
+1 (260) 824-5866
local.checkintocash.com
Sallie Mae
8425 Woodfield Crossing Blvd, Indianapolis, IN 46240, USA
+1 (800) 472-5543
salliemae.com
Edward Jones - Financial Advisor: Shane Minton
100 S Hull St, Fort Branch, IN 47648, USA
+1 (812) 753-3893
www.edwardjones.com
First Financial Bank
9014 State Rte 101, Brookville, IN 47012, USA
+1 (765) 647-3591
www.bankatfirst.com
Edward Jones - Financial Advisor: Dana J Worland, AAMS®
1912 Washington Ave, Vincennes, IN 47591, USA
+1 (812) 886-1178
www.edwardjones.com