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What people think about First Merchants Bank?
First Merchants Bank seems reliable. Used it twice. The first loan approved was small – $300, but next time the limit was increased to $600. Repaid the loan early. The managers were friendly, they gave detailed answers to all my questions. No issues. But their interest rates are average.
Demario Predovic
I applied for the first loan in my life, was approved in 10 minutes despite the fact that I had bad credit. I repaid it early. Love this company for their affordable rates. Other lenders in my state charge sky high interest!
Dr. Kamron Jacobson DVM
Used First Merchants Bank for the second time. The company is legit. They always keep you updated on your loan. No cheating. You can always extend your loan. They are always there when I need extra money.
Aryanna Gerhold I
Recently I needed $700 to cover medical bills. I decided to apply via First Merchants Bank. They only approved me for $600 but the process itself was effortless, and their rates were attractive.
Dr. Katharina O'Hara MD
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Below you can see general information about payday loans and their common aspects.
Payday Loans in Knightstown, Indiana
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Online cash advance loans can be the easiest solution to your short-term financial difficulties in Knightstown , Indiana because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.
391% APR*
$550
14 days
Not Specified
Advantages of First Merchants Bank that offers payday loans in Knightstown, Indiana
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Why people take out cash advances?
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a bad credit score. Payday loan approvals depend very much on specific factors. They will check your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get approved for a loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a couple of seconds to become informative even before applying.
Other Payday Lenders in Knightstown, Indiana
Merchants Bank of Indiana
701 E Main St, Richmond, IN 47374, USA
+1 (765) 874-2511
www.merchantsbankofindiana.com
Edward Jones - Financial Advisor: Paul M Lamm
2202 N Totten Cir Suite D, North Vernon, IN 47265, USA
+1 (812) 953-5965
www.edwardjones.com
First Financial Bank
536 N College Ave, Bloomington, IN 47404, USA
+1 (812) 337-2120
www.bankatfirst.com
Fifth Third Bank & ATM
310 E Joliet St, Crown Point, IN 46307, USA
+1 (219) 663-0865
locations.53.com