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What people think about First Harrison Bank?
Freaking out APR. Had to pay really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Client service was awful too. The lady in the chat was very disrespectful. Not satisfied. Better consider another loan provider.
Dr. Barney Moore Jr.
Unhappy borrower! Was rejected for no reason. My credit was fair.
Prof. Mike Bednar
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Now you can see general characteristics of payday loans.
Payday Loans in Jeffersonville, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Cash advance loans may become an easy and speedy solution to a short-term problem in Jeffersonville, New York. Loans from payday lenders can get you money same day. Your APR will depend on several factors.
25% small loan cap
Advantages of First Harrison Bank that offers payday loans in Jeffersonville, New York
- 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account very quickly.
- High approval rates. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Why people apply for cash advances?
Payday loans for bad credit
If you have a bad credit history you may still get a payday loan. Such loans are designed to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be pleased to give you a payday loan even if you have a poor credit score. You will need a steady income to apply for a bad credit payday loan.
To get accepted for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your payday loan.
Other Payday Lenders in Jeffersonville, Indiana
L&N Federal Credit Union
2865 Charlestown Rd, New Albany, IN 47150, USA
+1 (812) 670-4367
www.lnfcu.com
Woodforest National Bank
4040 N Newton St, Jasper, IN 47546, USA
+1 (812) 634-2200
www.woodforest.com
