CheckSmart Payday Loans Review - Indianapolis, Indiana

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4.3 18 reviews

Loan agency in Indianapolis, Indiana

Organization owner?

6621 E 82nd St, Indianapolis, IN 46250, USA

+1 (317) 576-8004

www.ccfi.com

Thursday

8AM–7PM

Friday

8AM–8PM

Saturday

8AM–4PM

Sunday

Closed

Monday

8AM–7PM

Tuesday

8AM–7PM

Wednesday

8AM–7PM

Domain Info

Mailing Address

P.O. Box 81226

Seattle

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

What people think about CheckSmart?

Below you get acquainted with some of the reviews of our customers.

Note

Pay Attention

Now you can read general features of payday loans.

Payday Loans in Indianapolis, Indiana

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

It is easy and fast to get accepted for payday loans in Indianapolis, Indiana. The APR will be set specifically for each consumer and will depend on the personal details the applicant provided.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

Advantages of CheckSmart that offers payday loans in Indianapolis, Indiana

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to submit the form. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a poor credit history an increased opportunity to get approved for such loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is important that you always borrow within your budget and repay your loan commitments in a timely manner.

To get approved for a cash advance, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

Let's see