CheckSmart Payday Loans Review - Indianapolis, Indiana

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3.4 8 reviews
Loan agency in Indianapolis, Indiana

6211 Allisonville Rd, Indianapolis, IN 46220, USA
+1 (317) 252-0690
www.ccfi.com
Saturday
8AM–4PM
Sunday
Closed
Monday
8AM–7PM
Tuesday
8AM–7PM
Wednesday
8AM–7PM
Thursday
8AM–7PM
Friday
8AM–8PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

What people think about CheckSmart?

Below you find some of the reviews of our customers.
Note

Important

The previous three items describe a certain financial institution. But below you can read common data about payday loans.

Payday Loans in Indianapolis, Indiana

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Online payday loans can be the best solution to your sudden financial difficulties in Indianapolis , Indiana because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

Advantages of CheckSmart that offers payday loans in Indianapolis, Indiana

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to applicants with a poor credit history. Payday loan approvals depend very much on specific factors. They will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a few seconds to become informative even before applying.

Let's see

Other Payday Lenders in Indianapolis, Indiana

First Federal Savings Bank

8388 Bell Oaks Dr, Newburgh, IN 47630, USA

+1 (812) 492-8106

www.firstfedevansville.com

Eagle Finance

279 E Coliseum Blvd, Fort Wayne, IN 46805, USA

+1 (260) 247-6000

www.eagle.com

Old National Bank

961 Washington Ave, Evansville, IN 47713, USA

+1 (812) 465-7461

www.oldnational.com

SCS Credit Corporation

900 E Colfax Ave # 200, South Bend, IN 46617, USA

+1 (574) 239-2000

www.scscreditcorp.com

JCB (Jackson County Bank)

2635 16th St, Bedford, IN 47421, USA

+1 (812) 275-1120

www.jcbank.com

First Merchants Bank

1810 N State St, Greenfield, IN 46140, USA

+1 (317) 462-4463

www.firstmerchants.com

Communitywide Federal Credit Union

955 Husky Trail, Warsaw, IN 46582, USA

+1 (574) 267-0100

comwide.com

World Finance

5201 Thompson Rd Ste 5203, Indianapolis, IN 46237, USA

+1 (317) 786-5815

www.loansbyworld.com

Edward Jones - Financial Advisor: Lana G Sullivan

17 Public Square, Salem, IN 47167, USA

+1 (812) 883-4757

www.edwardjones.com