Heritage Federal Credit Union Payday Loans Review - Evansville, Indiana

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3.6 11 reviews

5343 Pearl Dr, Evansville, IN 47712, USA
+1 (812) 253-6928
www.hfcu.info
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Testimonials

What people think about Heritage Federal Credit Union?

Below you read some of the reviews of our customers.
Note

Important

Now you can see general aspects of payday loans.

Payday Loans in Evansville, Indiana

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

It is simple and fast to get accepted for payday loans in Evansville, Indiana. The APR will be set individually for each person and will depend on the personal details the borrower entered.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

Advantages of Heritage Federal Credit Union that offers payday loans in Evansville, Indiana

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval chances. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for payday loans?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are created to help meet the needs of clients with lower credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit score. You will need a steady income to apply for a bad credit payday loan.

To get accepted for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the definite cost of the payday loan immediately.

Let's see

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