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What people think about First Merchants Bank?
I recommend First Merchants Bank to every person who need extra cash. I’ve been using them for 5th time. Always fantastic service!
Ms. Hanna Powlowski
I have already contacted this company once and I was very pleased with the rates. This is the only round the clock service with competitive rates in my area.
Mr. Skye Hayes Jr.
Online application. I only filled in an ID and a bank account. Very quick lending decision. The first time I was approved for $400 only. Hope the available amount will be more next time. Interest rate is fair. Repaid the debt on time. If you wish, the term can be also extended.
Prof. Jaime Wunsch V
Important
Now you can see general features of payday loans.
Payday Loans in Decatur, Georgia
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Decatur, Georgia is are simple to get. The interest rate is individual for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
10% small loan cap
Advantages of First Merchants Bank that offers payday loans in Decatur, Georgia
- 24/7 application. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account very quickly.
- High approval rates. 94% of applications are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then click “Submit” and wait for approval.
Why people take out payday loans?
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on other circumstances. They will pay attention to your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your payday loan.
Other Payday Lenders in Decatur, Indiana
Bath State Bank
3828 US-27, West College Corner, IN 47003, USA
+1 (765) 732-3022
www.bathstatebank.com
First Farmers Bank and Trust
160 W Main St, Russiaville, IN 46979, USA
+1 (765) 883-5501
www.ffbt.com
Cash Advance
5611 Georgetown Rd, Indianapolis, IN 46254, USA
Old National Bank
1420 N State St, North Vernon, IN 47265, USA
+1 (812) 352-2080
www.oldnational.com
Lake City Bank
100 W 96th St, Indianapolis, IN 46260, USA
+1 (317) 706-9000
locations.lakecitybank.com