Horizon Bank Payday Loans Review - Columbus, Indiana

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3.8 4 reviews

3501 Central Ave, Columbus, IN 47203, USA
+1 (812) 418-5220
www.horizonbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1999-09-10

Mailing Address

502 FRANKLIN ST

MICHIGAN CITY

IN

46360-3329

United States

Company Name

Horizon Bank, National Association

Horizon Bank, National Association

Contact Data

licensing@horizonbank.com

+1.2198732640

+1.231231234

Testimonials

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Above-defined info offers the details about a certain lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Columbus, New Jersey

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Columbus, New Jersey are taken out problem-free. The interest percentage is dependent on the client's person-related information: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.

APR

30% usury cap

How will Horizon Bank help take out a payday loan in Columbus, New Jersey?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Columbus, New Jersey. They rate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will specify the cost of the loan. It takes seconds to see the outcome.

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STAR Financial Bank

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Beacon Credit Union

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Crossroads Financial FCU

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First Financial Bank

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WesBanco Bank

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Horizon Bank

655 3rd St, Columbus, IN 47201, USA

+1 (812) 418-5200

www.horizonbank.com