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What people think about Lake City Bank?
Very helpful and friendly staff.
Evalyn Jast
Easy customer service.
Mrs. Minnie Boyle Sr.
Pay Attention
The previous three items charactirize a specific lending service. But below you can find general details about payday loans.
Payday Loans in Columbia City, Indiana
Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Cash advance loans may be an easy and fast solution to a short-term problem in Columbia City, Indiana. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.
391% APR*
$550
14 days
Not Specified
Advantages of Lake City Bank that offers payday loans in Columbia City, Indiana
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to complete the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people apply for payday loans?
Payday loans for bad credit
Bad credit score can usually be an obstacle to taking out a bank loan. A payday loan can save clients who have low credit scores or have no credit score. But we recommend you that as with any borrowing you should only think about applying for a cash advance if you are sure that you can afford payments punctually.
To get approved for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the precise APR of your payday loan.
Other Payday Lenders in Columbia City, Indiana
Fifth Third Bank & ATM
5925 Illinois Rd, Fort Wayne, IN 46804, USA
+1 (260) 436-6256
locations.53.com
Lake City Bank
205 E Main St, Medaryville, IN 47957, USA
+1 (219) 843-2141
locations.lakecitybank.com