First Community Bank of Xenia Payday Loans Review - Xenia, Illinois

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260 Front St, Xenia, IL 62899, USA
+1 (618) 678-2202
www.fcbxeniaflora.com
Friday
9AM–4:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM

Domain Info

Created Date

2001-12-18

Mailing Address

1400 N MAIN ST

FLORA

IL

62839

United States

Company Name

First Community Bank, Xenia-Flora

First Community Bank, Xenia-Flora

Contact Data

mputbrese@fcbxeniaflora.com

+1.6186782202

+1.231231234

Testimonials

Feedback about First Community Bank of Xenia?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Payday lenders are provided in the first three points. Below info shows shared information about payday loans.

Payday Loans in Xenia, Ohio

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Xenia, Ohio is taken out easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will First Community Bank of Xenia help take out a payday loan in Xenia, Ohio?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out day and night. The loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Xenia, Ohio. The company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

Let's see

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