Community First Bank Payday Loans Review - Woodlawn, Illinois

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300 S Central St, Woodlawn, IL 62898, USA
+1 (618) 735-2681
www.commfirstbank.net
Thursday
8:30AM–4PM
Friday
8:30AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM

Domain Info

Created Date

2007-07-27

Mailing Address

IL

United States

Company Name

COMMUNITY FIRST BANK OF THE HEARTLAND

COMMUNITY FIRST BANK OF THE HEARTLAND

Testimonials

What people think about Community First Bank?

Below you see some of the reviews of our customers.
Note

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Woodlawn, Virginia

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to access in Woodlawn, Virginia. The entire process is hassle-free. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Community First Bank that offers payday loans in Woodlawn, Virginia

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit rating an increased chance to get accepted for payday loans. A payday loan may be the only option available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your needs and pay off your loan commitments without delays.

To get accepted for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

Let's see

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First American Bank

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Consumers Credit Union

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United Health Group Credit Union (Employee Access Only)

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www.uhgcu.org