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What people think about 1st MidAmerica Credit Union?
I have always received great service from every branch I have visited
Gilbert DuBuque
We have our banking through them and haven't had any bad experiences yet.
Meredith Gleason
The people in the loan department are very friendly, as are most tellers.
Dessie Cartwright
Important
The above-given information provides the details about a precise company. The information below is about common information about payday loans.
Payday Loans in Wood River, Illinois
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
Payday loans in Wood River, Illinois is are easy to get. The APR is specific for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of 1st MidAmerica Credit Union that offers payday loans in Wood River, Illinois
- Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lending companies.
Why people take out cash advances?
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit score. Payday loan approvals depend very much on specific factors. They will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.
To get accepted for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your payday loan.
Other Payday Lenders in Wood River, Illinois
Edward Jones - Financial Advisor: Ian Swafford, AAMS®
110 N Main St, Morton, IL 61550, USA
+1 (309) 321-8449
www.edwardjones.com
Edward Jones - Financial Advisor: Robert L David
310 W Main St, Olney, IL 62450, USA
+1 (618) 395-2219
www.edwardjones.com
ATM (Associated Bank)
622 Machesney Rd, Machesney Park, IL 61115, USA
+1 (815) 987-3610
www.associatedbank.com
