Scott Credit Union Payday Loans Review - Waterloo, Illinois

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2.6 13 reviews

1019 IL-3, Waterloo, IL 62298, USA
+1 (618) 659-7154
www.scu.org
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–6PM
Testimonials

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Pay Attention

Payday lenders are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Waterloo, New York

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Waterloo, New York is issued simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will get.

APR

25% small loan cap

How will Scott Credit Union help take out a payday loan in Waterloo, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to process the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% deny the application when lenders in Waterloo, ny will assess other aspects like solvency and approve a cash advance. This is a way to enhance your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see

Other Payday Lenders in Waterloo, Illinois

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Huntington Bank

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Check `n Go

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Garett Moffett - COUNTRY Financial representative

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representatives.countryfinancial.com

First Midwest Bank ATM

19997 South La Grange Road, Frankfort, IL 60423, USA

+1 (800) 322-3623

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Farmers State Bank & Trust Co

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+1 (217) 773-3319

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World Finance

406 6th St, Charleston, IL 61920, USA

+1 (217) 240-7774

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U.S. Bank Branch

1301 Meijer Dr, Rolling Meadows, IL 60008, USA

+1 (847) 228-7244

locations.usbank.com