First State Bank Payday Loans Review - Tuscola, Illinois

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5 2 reviews

801 S Main St, Tuscola, IL 61953, USA
+1 (217) 253-2265
www.fsbcorp.com
Sunday
Closed
Monday
9AM–9PM
Tuesday
9AM–9PM
Wednesday
9AM–9PM
Thursday
9AM–9PM
Friday
9AM–9PM
Saturday
9AM–12PM

Domain Info

Created Date

1998-06-19

Mailing Address

IL

United States

Company Name

First State Bank

First State Bank

Testimonials

Feedback about First State Bank?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Further there will be shown the details about not a exact lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Tuscola, Illinois

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Hassle-free financial products are considered as payday loans in Tuscola, il. They are issued at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will First State Bank help take out a loan in Tuscola, Illinois?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor considered by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by microfinance organizations to issue a cash advance. The lending company process many aspects such as financial abilities to approve the request. Cash advance in Tuscola, Illinois may help level up your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see

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First Financial Bank

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