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What people think about Scott Credit Union?
I took out payday loan from Scott Credit Union 3 times. Repaid all my loans in a timely manner. Yesterday wanted to borrow more, but they approved me for only $100 ???
Camron Pouros
This lender is a scam. I will never apply again. $20 goes towards loan and you keep $83 for interest.
Caleb Hintz
Seems a fraudulent company. They ask for too many sensitive details. I think it’s risky to distribute such information [online|on the Internet. You’d better find another lender.
Earnest Mayer IV
Disappointed borrower! Was denied for no reason. My credit was average.
Breanna Rolfson
Pay Attention
The above-given information provides the details about a specific lender. The information below is about general information about payday loans.
Payday Loans in Troy, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Online payday loans can be the right solution to your temporary financial troubles in Troy , New York because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the company's policy.
25% small loan cap
Advantages of Scott Credit Union that offers payday loans in Troy, New York
- Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
If you have a bad credit history you may still be able to take out a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a poor credit score. You will need a stable income to be eligible for a bad credit payday loan.
To get approved for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Learn the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes a few seconds to become informative even before applying.
Other Payday Lenders in Troy, Illinois
Edward Jones - Financial Advisor: Drew Schultheis
109 E Hanover St, New Baden, IL 62265, USA
+1 (618) 588-2520
www.edwardjones.com
Mid-Illini Credit Union at Mount Pisgah
801 W Market St, Bloomington, IL 61701, USA
+1 (309) 661-1166
www.midillinicu.com
Midwest Community Bank
3755 E Main St Suite 140, St. Charles, IL 60174, USA
+1 (331) 422-3420
www.mwbonline.com