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What people think about World Finance?
World Finance seems honest. Applied twice. The first loan approved was small – $100, but next time the limit was increased to $700. Paid off the loan even earlier. The employees were professional, they gave speedy answers to all my questions. No complaints. But their interest rates are average.
Dr. Russel McKenzie
They approve applicants immediately and transfer funds the next day. But beware – they charge high fees for delayed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!
Hubert Boehm
World Finance seems trustworthy. At least they have no hidden fees. This was the only lender that accepted me for a payday loan.
Hailee Kilback V
I applied for the first cash advance in my life, was approved immediately despite the fact that I had low credit score. I repaid it early. Love this lender for their affordable rates. Other lenders in my city charge sky high interest!
Dessie Cronin
The process was trouble-free, quick. No guarantors needed. Thank you so much. Love their 24/7 customer support. No troubles. Would apply again.
Erica Bruen Jr.
Important
Now you can read general characteristics of payday loans.
Payday Loans in Springfield, Massachusetts
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Payday loans in Springfield, Massachusetts is are simple to get. The APR is specific for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
23% small loan cap
Advantages of World Finance that offers payday loans in Springfield, Massachusetts
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to fill out the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Click a “Submit” button to recieve a loan offer from one of the lending companies.
Why people apply for payday loans?
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a poor credit history. Payday loan approvals depend very much on specific circumstances. Lenders will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.
To get approved for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the real cost of the cash advance loan immediately.
Other Payday Lenders in Springfield, Illinois
Woodforest National Bank
505 Riverstone Pkwy, Kankakee, IL 60901, USA
+1 (815) 802-0743
www.woodforest.com
First Midwest Bank ATM
19997 South La Grange Road, Frankfort, IL 60423, USA
+1 (800) 322-3623
www.firstmidwest.com
Edward Jones - Financial Advisor: Paul M Rapps, AAMS®
204 S State St, Geneseo, IL 61254, USA
+1 (309) 944-5375
www.edwardjones.com
First Bank - Drive-through Open; Lobby by Appointment Only
804 US-50, O'Fallon, IL 62269, USA
+1 (618) 632-3664
www.first.bank