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What people think about United Community Bank?
I want to say Many Thanks to the employees of United Community Bank. They offer same day solution to any unexpected money issues. Love them for their immediate decision. Applied for a payday loan and got accepted although my credit was bad. I will surely use this website if I need money in the future.
Axel Lesch
I have already used this company twice and I was very happy with the rates. This is the only day and night website with affordable rates in my area.
Lonie Armstrong
I am a regular client of United Community Bank. It is very easy to apply online. The APR was favorable. Their managers always reply quickly.
Mrs. Ila Schaefer MD
I applied for a $1,000 payday loan when I needed money after vacation. There simply was no other solution. I came across this website on the Internet. Other lender charged unbelievable rates. One lender refused me, another approved me for a smaller amount but here it got as much as I needed.
Prof. Camryn Wyman Jr.
Last week I needed $700 to cover car repair bills. I decided to contact United Community Bank. They only approved me for $600 but the process itself was legit, and their rates were favorable.
Kelsi Berge
Good service with competitive rates. They money the same day, as promised. I will use United Community Bank again if I need extra money.
Prof. Martin Schamberger
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Now you can review general aspects of payday loans.
Payday Loans in Springfield, Massachusetts
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to access in Springfield, Massachusetts. The entire process is fast. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.
23% small loan cap
Advantages of United Community Bank that offers payday loans in Springfield, Massachusetts
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit score. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Springfield, Illinois
Bank of Calhoun County
204 Main St, Hardin, IL 62047, USA
+1 (618) 576-2211
www.bankofcalhouncounty.com
First Federal Savings Bank
101 W Main St, Mascoutah, IL 62258, USA
+1 (618) 566-2343
www.firstfederalmascoutah.com
Algonquin State Bank
221 S Main St, Algonquin, IL 60102, USA
+1 (847) 658-4535
www.algonquinstatebank.com