United Community Bank Payday Loans Review - Springfield, Illinois

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5 5 reviews

2120 N Peoria Rd, Springfield, IL 62702, USA
+1 (217) 544-0139
www.ucbbank.com
Thursday
8AM–5:30PM
Friday
8AM–5:30PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Testimonials

What people think about United Community Bank?

Below you find some of the reviews of our clients.
Note

Important

Above there is information about a exact lender. Below you can read common features of payday loans.

Payday Loans in Springfield, Massachusetts

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans in Springfield, Massachusetts is are simple to get. The APR is individual for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

23% small loan cap

Advantages of United Community Bank that offers payday loans in Springfield, Massachusetts

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased opportunity to get approved for short-term loans. A payday loan may be the only loan available for some consumers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and repay your loan commitments in good time.

To get accepted for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the cash advance loan immediately.

Let's see

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Virginia's Cash Advance

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Kerry Wickler - COUNTRY Financial representative

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representatives.countryfinancial.com