Heartland Credit Union Payday Loans Review - Springfield, Illinois

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5 3 reviews

720 S Grand Ave W, Springfield, IL 62704, USA
+1 (217) 726-8877
www.hcu.org
Thursday
7:30AM–5:30PM
Friday
7:30AM–6PM
Saturday
7:30AM–12PM
Sunday
Closed
Monday
7:30AM–5:30PM
Tuesday
7:30AM–5:30PM
Wednesday
7:30AM–5:30PM
Testimonials

Feedback about Heartland Credit Union?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes users get acquainted general information about payday loans.

Payday Loans in Springfield, Massachusetts

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and quick to take out payday loans in Springfield, Massachusetts. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

23% small loan cap

How will Heartland Credit Union help issue a loan in Springfield, Massachusetts?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Springfield, ma will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the loan, you are welcome to utilize the calculator. It will define the cost of the loan.

Let's see

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