National Bank & Trust Co Payday Loans Review - Serena, Illinois

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Organization owner?

2276 US-52, Serena, IL 60549, USA

+1 (815) 496-2354

Testimonials

What people think about National Bank & Trust Co?

Below you see some of the testimonials of our customers.

Note

Important

The previous three items charactirize a definite company. But below you can find common data about payday loans.

Payday Loans in Serena, Illinois

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is easy and fast to get accepted for payday loans in Serena, Illinois. The APR will be set individually for each client and will depend on the personal data the consumer filled in.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of National Bank & Trust Co that offers payday loans in Serena, Illinois

Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit history. Payday loan approvals depend very much on other factors. Payday companies will check your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 10 seconds to become informative even before applying.

Let's see