United Health Group Credit Union (Employee Access Only) Payday Loans Review - Schaumburg, Illinois

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4.3 6 reviews

1600 McConnor Pkwy #100, Schaumburg, IL 60173, USA
+1 (847) 388-7000
www.uhgcu.org
Friday
Closed
Saturday
Closed
Sunday
(Easter)
Closed
Monday
Closed
Tuesday
8AM–4PM
Wednesday
Closed
Thursday
8AM–4PM
Testimonials

What people think about United Health Group Credit Union (Employee Access Only)?

Below you see some of the reviews of our clients.
Note

Important

Above there is information about a precise lender. Below you can review common features of payday loans.

Payday Loans in Schaumburg, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is easy and speedy to get accepted for payday loans in Schaumburg, Illinois. The APR will be set specifically for each consumer and will depend on the personal details the consumer filled in.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of United Health Group Credit Union (Employee Access Only) that offers payday loans in Schaumburg, Illinois

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a bad credit history. Payday loan approvals depend very much on other aspects. They will check your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes 30 seconds to become informative even before applying.

Let's see

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