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What people think about State Bank of St Jacob?
Thank you for the amazing service. Your employess assisted me throughout the application. It’s cool that you only need an ID to get cash.
Brooke Cruickshank Jr.
I contacted State Bank of St Jacob for help. Everything was done very fast. Had the funds in my account the next morning. Employees are very caring. Good experience!
Dedrick Cummerata
The process was effortless, speedy. No surety needed. Thank you so much. Love their 24/7 customer support. No troubles. Would apply again.
Lukas Reichel
Important
Below you can review general information about payday loans and their common features.
Payday Loans in Saint Jacob, Illinois
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
Online cash advance loans can be the right solution to your unexpected financial issues in Saint Jacob , Illinois because they are easily obtained and easily repaid. Your APR will depend on your state law or on the company's policy.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of State Bank of St Jacob that offers payday loans in Saint Jacob, Illinois
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Why people take out cash advances?
Payday loans for bad credit
If you have a bad credit score you may still get a payday loan. Such loans are created to help meet the needs of consumers with bad credit scores. There are companies who may be pleased to offer you a payday loan even if you have a poor credit score. You will need a steady income to apply for a bad credit payday loan.
To get accepted for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.
Other Payday Lenders in Saint Jacob, Illinois
Illinois Title Loans, Inc.
1350 N Hobbie Ave, Kankakee, IL 60901, USA
+1 (815) 939-9977
illinoistitleloansinc.com
Fifth Third Bank & ATM
244 S Franklin St Suite L1-21, Chicago, IL 60606, USA
+1 (312) 756-5400
locations.53.com
Advance America
2525 Green Mt Commons Dr Ste. 110, Belleville, IL 62221, USA
+1 (618) 234-2975
www.advanceamerica.net