First National Bank and Trust Payday Loans Review - Rockton, Illinois

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5 4 reviews

300 E Main St, Rockton, IL 61072, USA
+1 (815) 624-8111
www.bankatfirstnational.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

What people think about First National Bank and Trust?

Below you see some of the testimonials of our clients.
Note

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Rockton, Pennsylvania

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Cash advance loans may be an easy and speedy solution to a short-term problem in Rockton, Pennsylvania. Loans from payday lenders can get you funds same day. Your interest rate will depend on several factors.

APR

6% APR small loan cap

Advantages of First National Bank and Trust that offers payday loans in Rockton, Pennsylvania

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still be eligible a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are lenders who may be happy to give you a payday loan even if you have a poor credit rating. You will need a steady income to apply for a bad credit payday loan.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

Let's see

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