First Financial Bank Payday Loans Review - Ridge Farm, Illinois

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4.5 2 reviews

11 S State St, Ridge Farm, IL 61870, USA
+1 (217) 247-2126
first-online.bank
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
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Above there are details about a certain lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Ridge Farm, Illinois

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Ridge Farm, Illinois are taken out easily. The interest rate is dependent on the borrower's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will First Financial Bank help take out a loan in Ridge Farm, Illinois?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to process the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Ridge Farm, il will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as APR.

Let's see

Other Payday Lenders in Ridge Farm, Illinois

1st MidAmerica Credit Union

419 N Shamrock St, East Alton, IL 62024, USA

+1 (618) 258-3168

www.1stmidamerica.org

United Community Bank

1 Professional Plaza, Pittsfield, IL 62363, USA

+1 (217) 285-2176

www.ucbbank.com

PARDA Federal Credit Union

5500 Forest Hills Rd, Loves Park, IL 61111, USA

+1 (815) 580-3096

www.parda.com

Heartland Bank and Trust Company

8225 Fox River Dr, Millbrook, IL 60536, USA

+1 (630) 553-2575

hbtbank.com

Security Finance

311 W Main St, West Frankfort, IL 62896, USA

+1 (618) 937-4503

www.securityfinance.com

Chance Reuter - COUNTRY Financial representative

277 E Walnut St, Nashville, IL 62263, USA

+1 (618) 327-8966

representatives.countryfinancial.com

First Midwest Bank

930 N Main St, Elburn, IL 60119, USA

+1 (630) 365-3336

locations.firstmidwest.com

Kerry Wickler - COUNTRY Financial representative

103 N Grant St, Byron, IL 61010, USA

+1 (815) 234-2886

representatives.countryfinancial.com

Edward Jones - Financial Advisor: Brad Clark, CFP®

109 W 5th St Ste 100, Metropolis, IL 62960, USA

+1 (618) 309-6114

www.edwardjones.com