First Bankers Trust Co NA Payday Loans Review - Quincy, Illinois

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5 reviews

500 S 24th St, Quincy, IL 62301, USA
+1 (217) 228-8020
www.firstbankers.com
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Testimonials

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Above-shown info provides the details about a exact lending company. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Quincy, Massachusetts

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Such financial products as payday loan in Quincy, Massachusetts is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates you will recieve.

APR

23% small loan cap

How will First Bankers Trust Co NA help take out a payday loan in Quincy, Massachusetts?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Quincy, Massachusetts. The lending company will estimate many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

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