United Community Credit Union Payday Loans Review - Quincy, Illinois

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4.1 21 reviews

1001 Vermont St, Quincy, IL 62301, USA
+1 (217) 224-1093
www.myuccu.com
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8AM–5PM

Domain Info

Created Date

2002-11-01

Mailing Address

Illinois

United States

Company Name

UNITED COMMUNITY CU

UNITED COMMUNITY CU

Testimonials

What people think about United Community Credit Union?

Below you read some of the testimonials of our clients.
Note

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Quincy, Massachusetts

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Quincy, Massachusetts. The entire process is fast. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

23% small loan cap

Advantages of United Community Credit Union that offers payday loans in Quincy, Massachusetts

  • 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval rates. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are companies who may be happy to offer you a payday loan even if you have a poor credit score. You will need a regular income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see

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