Murphy-Wall State Bank & Trust Payday Loans Review - Pinckneyville, Illinois

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2.5 6 reviews

105 E Water St, Pinckneyville, IL 62274, USA
+1 (618) 357-5373
www.murphywall.com
Tuesday
7:30AM–5PM
Wednesday
7:30AM–5PM
Thursday
7:30AM–5PM
Friday
7:30AM–5:30PM
Saturday
8AM–12PM
Sunday
Closed
Monday
7:30AM–5PM

Domain Info

Created Date

1996-05-16

Mailing Address

105 E WATER ST

PINCKNEYVILLE

IL

62274-1186

United States

Company Name

Murphy Wall State Bank

Murphy Wall State Bank

Contact Data

sedavis@murphywall.com

+1.6183575373

+1.6183573757

Testimonials

What people think about Murphy-Wall State Bank & Trust?

Below you get acquainted with some of the reviews of our customers.
Note

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Pinckneyville, Illinois

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Payday loans are the easiest loans to get in Pinckneyville, Illinois. The entire process is easy. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Murphy-Wall State Bank & Trust that offers payday loans in Pinckneyville, Illinois

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval rates. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still be eligible a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are lenders who may be ready to offer you a payday loan even if you have a poor credit rating. You will need a regular income to be eligible for a bad credit payday loan.

To get accepted for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

Let's see

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