Illinois Valley Credit Union Payday Loans Review - Peru, Illinois

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4.6 9 reviews

Organization owner?

1311 Shooting Park Rd, Peru, IL 61354, USA

+1 (815) 224-2666

www.ivcu.com

Thursday

8:30AM–5PM

Friday

8:30AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

9AM–12PM

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Lenders are provided in the first three points. Below info shows shared information about payday loans.

Payday Loans in Peru, New York

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Peru, New York is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates you will get.

APR

25% small loan cap

How will Illinois Valley Credit Union help issue a payday loan in Peru, New York?

24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The deposit will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

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Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in Peru, ny consider this circumstance not a hindrence to issue a loan. The customer of a payday loan should be prepared to objectively estimate financial abilities, issue a loan, pay back the debt on a due date and not only handle current issues, but improve the credit rating.

The following common points will be assessed before applying for a cash advance: