World Finance Payday Loans Review - Peru, Illinois

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3.3 4 reviews
Loan agency in Peru, Illinois

5301 IL-251 Suite C, Peru, IL 61354, USA
+1 (815) 223-2240
www.loansbyworld.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST

GREENVILLE

SC

29607-2532

United States

Company Name

World Acceptance Corporation

World Acceptance Corporation

Contact Data

networkservices@worldacceptance.com

864-298-9800

+1.9999999999

Testimonials

What people think about World Finance?

Below you get acquainted with some of the opinions of our clients.
Note

Important

Now you can see general aspects of payday loans.

Payday Loans in Peru, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Peru, New York. The entire process is stress-free. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Advantages of World Finance that offers payday loans in Peru, New York

  • Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

14%
Treatment

10%
Vacation

8%
Clothes

6%
Home improvement

6%
Debt Consolidation

4%
Bad Credit Approved

Payday loans for bad credit

Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can help people who have poor credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a payday loan if you are convinced that you can make payments without delays.

To get accepted for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the precise APR of your loan.

Let's see

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